Sometimes called “supplemental insurance,” these often employee-paid policies enhance the health and life insurance employers provide. Paid directly to the employee, they can be used for things other insurance won’t cover, such as lost wages, out-of-pocket expenses and household bills.

a complete array of product options to help protect what you've worked so hard to build.

• Accident insurance

Helps offset unexpected medical expenses, such as emergency room fees, deductibles and co-payments that can result from a fracture, dislocation or other covered accidental injury.

• Cancer insurance

Helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most plans don’t cover.

• Critical illness insurance

Supplements your major medical coverage by providing a lump-sum benefit you can use to help pay the direct and indirect costs related to a covered critical illness.

• Dental & Vision insurance

Provides benefits for a variety of procedures, from routine cleanings to more advanced procedures like crowns and root canals. While you can choose any dentist, you’ll receive additional savings by visiting a network dentist. Optional vision coverage available.

• Disability insurance

Replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.

• Hospital confinement indemnity insurance

Provides a lump-sum benefit for a covered hospital confinement or outpatient surgery to help with co-payments and deductibles.

• Life insurance

Enables you to tailor coverage for your individual needs and helps provide financial security for your family members.