Property and liability insurance protects against losses to your buildings, vehicles, equipment and the legal liability of your entity that may result from damages to a "third party".
MICHIGAN TOWNSHIP PARTICIPATING PLAN (PAR PLAN)
The Par Plan is a unique and proven, member-driven system that has effectively provided affordable, tailored property and casualty coverages to small and medium-sized Michigan public entities since 1985.
HCC PUBLIC RISK
HCC Specialty is continually refining coverage forms to meet the changing needs of our clients. The success of this ongoing process is the direct result of the team efforts of underwriting, claims and risk control personnel.
EMERGENCY SERVICES INSURANCE PROGRAM (ESIP)
For more than 25 years, we have lived and breathed the emergency services category, developing industry-tailored coverages and a proactive approach that helps anticipate issues before they occur.
SPECIAL EVENT LIABILITY - FAIRS & FESTIVALS
Coverage can be provided on a short-term basis for event organizers or exhibitors, or it can be provided on an annual basis for event/meeting planners and other professionals.